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Do I get charged for using my debit card in Amsterdam?

Using credit and debit cards in the Netherlands Major credit cards and debit cards, such as Visa, MasterCard and American Express are widely accepted in the Netherlands at restaurants, hotels, and tourist destinations. Although some small shops may charge a fee of anywhere from 2-6% if you use them.



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Dutch currency Many shops and restaurants in Amsterdam accept credit cards, but not all. It is therefore recommended to either ask before you order or ensure you have a sufficient amount in cash to cover the bill. Most shops and restaurants do not accept €200 or €500 notes.

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Debit Cards Debit cards are the top payment method across the entire retail sector in the Netherlands, despite the high number of iDEAL transactions online.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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That's because, in the Netherlands, there is no social or written requirement to tip a restaurant worker. However, if you received good service or thoroughly enjoyed the food, it's customary to give a small tip — around 5-10% of the bill. If your service was just average, round up the bill or leave some change.

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You can now check in and out on the train, bus, tram and metro throughout the Netherlands with your debit card, credit card or mobile phone. Pay for your trip just as easily as your groceries in the store. Handy, because: you no longer need a separate OV-chipkaart.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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This one is pretty simple to answer – the Dutch do not have a tipping culture as strongly-ingrained as much of the English-speaking world. In a bar, restaurant, or private boat tour in Amsterdam, provided the service was good, a tip of around 10% is appreciated but not automatically expected.

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The average daily budget for a trip to Amsterdam can vary depending on your travel style and preferences. However, a rough estimate for a budget traveler would be around €60-80 per day, while mid-range travelers can expect to spend around €100-150 per day.

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ATMs are the best way to access money abroad and are increasingly available. Your bank or credit card company may charge fees for withdrawals overseas and may have a limit on the amount you can withdraw daily, so be sure to consult with your bank about this.

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