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Do I lose my Delta SkyMiles if I cancel my card?

As for any SkyMiles you've earned on the card, there is no need to worry about those. Once they're earned and in your SkyMiles account, you won't lose them should you decide to cancel.



No, you do not lose your accumulated Delta SkyMiles if you cancel your co-branded American Express card, as the miles are stored in your Delta SkyMiles loyalty account, not on the credit card itself. Once miles are earned through spending and deposited into your SkyMiles account, they are yours to keep and, under Delta's current policy, they never expire. However, you will lose the specific "cardmember perks" associated with that account, such as the "15% off" (TakeOff 15) discount on award bookings, the free first checked bag benefit, and priority boarding. Additionally, if you have any unused Companion Certificates tied to a Platinum or Reserve card, those are typically forfeited upon closing the account as they require an active card to be redeemed. To preserve your credit score and relationship with the bank, consider "downgrading" to the no-annual-fee Delta Blue card instead of canceling entirely.

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That's because, per American Express' terms and conditions, you will forfeit your unused American Express points if you close your card account and don't have another credit card that earns the same type of rewards.

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Delta SkyMiles deals For example, in the past, Delta has offered: Round-trip flights to Caribbean destinations starting at just 11,000 SkyMiles. Round-trip tickets to some major European cities starting at just 22,000 miles. Round-trip flights to Asia starting at just 30,000 miles.

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A credit card can be canceled without harming your credit score?. To avoid damage to your credit score, paying down credit card balances first (not just the one you're canceling) is key. Closing a charge card won't affect your credit history (history is a factor in your overall credit score).

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Can I use Pay with Miles to book a ticket for someone else? Yes, you may use Pay with Miles to book someone else's ticket.

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The Transfer Miles program allows the transfer of miles between SkyMiles accounts.

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Delta SkyMiles Platinum and Platinum Business Basic and Additional Card Members (“Platinum Card Members”) have access to the Delta Sky Club at a per-visit rate of $50 per person when traveling on a same-day Delta or Delta partner airline flight.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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