Do I lose my miles if I cancel my Delta Amex?

As for any SkyMiles you've earned on the card, there is no need to worry about those. Once they're earned and in your SkyMiles account, you won't lose them should you decide to cancel. Thrifty Tip: Before canceling a credit card, always check to see if there is a retention offer available first.



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Basic Economy Award Tickets are also non-changeable and non-refundable in most cases; you may cancel for a charge in miles which is deducted from the value of your ticket, and the remaining mileage balance will be redeposited into your SkyMiles account.

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Except for tickets refunded under Delta's Risk Free Cancellation policy, miles redeemed with Pay with Miles cannot be re-deposited in the member's SkyMiles Account ? even for fully refundable fares.

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Closing a credit card won't immediately affect your length of credit history (worth 15% of your FICO Score) by lowering your average credit age. Even after you close a positive account, it may remain on your credit for up to 10 years. But after that, it could decrease your score.

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It's simple to keep your miles from expiring. Each time you have qualifying activity in your account, you defer the expiration of all of your miles for 36 months. Qualifying activity is defined as earning mileage credit from any AAdvantage participant or redeeming miles for any AAdvantage award.

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However, you may cancel for a cancellation charge assessed in miles, which is deducted from the value of your ticket and the remaining mileage balance will be redeposited into your SkyMiles account.

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In most situations, it's better to keep unused credit card accounts open, as closing credit accounts can have a negative impact on your credit score.

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When canceling a flight that was purchased using miles, most airlines do not charge a cancellation fee. It is generally free to get your miles reinstated and even the taxes and fees you paid will usually be refunded.

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While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights — that can normally cost over $10,000 — for only 200K points, when transferred to a frequent flyer program.

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