Yes, you need to rent or hire a 4×4 in Iceland during the winter months (November – March). The weather is snowy and unpredictable during the winter. Snowstorms can come quickly, and you need a 4×4 to navigate the icy roads across the country.
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Visiting Iceland in November is always a good idea. It might be colder, but it is the perfect month to skip the high-season crowds and see the beautiful colorful Northern Lights!
You should know that jeans are completely useless in Iceland and even more so in winter. They'll get wet when it rains (it will rain!) and you'll be cold and wet the whole day. You can still pack a pair of jeans to wear in the hotel in the evening but don't wear them for exploring during the day.