Do I need cash in Italy?

You hardly need any cash at all. You can use your credit or debit card wherever there is a PoS (point of sale) machine. Your card needs to be on the Mastercard or VISA international network to function. (Most businesses in Italy refuse Amex and Diners because they charge too much commission.)



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In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.

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We recommend that you take a mixture of cash along with currency on a pre-paid currency card. Credit cards are widely accepted in hotels, restaurants, shops and autostrada tollbooths. Where you might come unstuck is relying on American Express and Diners Club which are not widely accepted.

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As a rough estimate, a budget traveler might spend around 100-150 euros per day, or 300-450 euros total, for a 2-night, 3-day trip to Italy, excluding flights. This would include basic accommodation, inexpensive meals, public transportation or walking, and low-cost sightseeing options.

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Italy's currency is the Euro (€). We recommend that you take a mixture of cash along with currency on a pre-paid currency card. Credit cards are widely accepted in hotels, restaurants, shops and autostrada tollbooths.

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Use your card to pay for train tickets, souvenirs at gift shops, hotels, trattorias (Italian eateries) and more. You'll need cash for street food, taxis, tour guides and purchases under 10 or 20 euros.

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Resist the urge to buy foreign currency before your trip. Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

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You'll also likely find Italy to be less expensive than other popular European destinations such as the UK or Scandinavia. On average you can expect a trip to Italy to cost €70-295 per person per day (around $74 to $310 USD).

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If you ask locals “Do you tip in Italy?”, they'll explain that while they sometimes leave a small tip, it's generally not necessary. In Italy, gratuity (or una mancia, pronounced oo-nah MAN-chah) is considered a bonus for exceptional service. And it's not often that you'll find a tip jar at a register.

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Advantages of using cash If your spending discipline breaks down when you use credit cards, cash may be a better choice while you let loose on vacation. No foreign transaction fees: Many credit cards charge an extra fee of up to 3% on purchases made outside the country, although you can find cards that don't.

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Bring $100-200 USD cash, but keep it stashed away and don't change into Euro. It's only to be used as a fallback if every ATM in the country is out of order at the same time. Use ATMs to withdraw Euro from cash machine in the airport upon arrival, and replenish your Euro supply at an ATM when you run low.

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European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.

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In Italy, cash is still preferred in most restaurants, cafes and other establishments, although credit and debit cards are becoming more widely used throughout Italy and are an increasingly convenient way to pay for things. Visa and Mastercard are widely accepted, although American Express is not.

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The short answer is yes. Drinking water from the tap in Italy is considered safe. Tap water in the major cities and towns around Italy is safe for consumption, and there are thousands of old-style water fountains dotted around cities, like Rome, where you can fill up water bottles.

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What is the rule for tipping in Italy? There is no strict rule about tipping in Italy. Leaving a tip is a courteous gesture that shows the person who provided a service to you, that you appreciated their help. As such, leaving a tip is entirely up to you and, in many cases, it will not be expected, albeit appreciated.

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Tipping in Italy: Restaurants While there are no standard rules like in America, if you've received exceptional service, a 5-10% tip max is appreciated.

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The easiest and cheapest way is to use an ATM at the airport in Rome to get some Euros, although there is usually no need to get Euros before you leave. You can buy Euros in the US but you will pay a premium.

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You can use the euro in 20 EU countries: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain. Discover more about the euro, which countries use it and the exchange rates.

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