Do I need cash in Split Croatia?

Split, as a popular tourist destination, has a high level of card acceptance: Restaurants and Shops: Most restaurants and shops in Split accept card payments, including international cards. However, it's advisable to carry some cash for smaller establishments or markets that may prefer cash transactions.



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How Much Cash Should I Bring? We recommend bringing 800-1000 USD per person for an 8-10 day trip.

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It's common for Croatian ATMs to charge a flat fee for use by non-customers of the bank that owns the ATM. Your home bank may also charge a flat fee or percentage as a withdrawal fee, as well as foreign transaction fees when you use your card abroad.

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Tipping etiquette in Croatian restaurants follows a fairly standard guideline. Showing appreciation through a tip is always welcomed. When dining at a pizzeria or konoba, a tip of 5% or more is appropriate. For a nice restaurant dinner, we recommend leaving a tip of 10% or more.

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When it comes down to budget, Croatia wins over Italy. The local currency in Croatia is the Kuna and in Italy, it is the Euro. Prices are around twice as high in Italy.

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It depends on your travel style and spending habits, but a moderate budget could range from €1000 to €1500 for a week for accommodation, meals, entertainment, and some activities. If you're on a backpacker budget, it's possible to visit the country for about €500 a week.

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Are there any tips to avoiding ATM fees in Croatia? You could luck out and find a fee-free ATM, but that's unlikely. You should avoid ATMs in airports and hotels, as they tend to have high fees to target tourists. You can also get a card that doesn't charge foreign transaction fees and reimburses you for ATM fees.

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Generally with city breaks we take minimal cash and use card for all transactions. Our last 4 breaks we have only had to use cash once in a tiny local town in Portugal. We have a travel guide we have on Dubrovnik that says cash is preferred but that book is possibly from before covid.

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