Do I need cash in St Maarten?

The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island. Major credit cards are accepted in most tourist establishments.



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The euro is used in the North (in St. Martin). Despite having two different official currencies, the US Dollar is accepted on both sides, with St. Maarten using the US Dollar the most.

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There are no restrictions but amounts over ANG20,000, or equivalent, must be declared.

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Money in St. Maarten/St. Martin
  1. ATMs. The easiest and best way to get cash away from home is from an ATM. ...
  2. Traveler's Checks. Traveler's checks are widely accepted on all three islands. ...
  3. Credit Cards. Major credit cards are widely accepted on all three islands. ...
  4. What Things Cost in St. Maarten/St.


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The US Dollar is accepted everywhere on the island. Local currency and US Dollar ATM machines (Maestro/Cirrus) are situated throughout the island. Major credit cards are accepted in most tourist establishments.

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When dining out, it is normal to tip on St. Maarten/St. Martin. Before you leave a tip, check the bottom of the menu or your bill as some establishments automatically add on a 15% Service Charge.

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No. As of August 1, 2022, Saint Martin no longer has COVID entry requirements for any travelers. There are NO testing or vaccine requirements.

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VERDICT: If you want more calm and laid-back properties, stay on the French side. If you want convenience and easy access to nightlife, stay on the Dutch side.

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The Antillean Guilder or Florin is the official currency in St. Maarten, which is divided into 100 cents. US dollars are accepted at the majority of businesses on the Dutch side of the island. On the French side, the euro is the official currency.

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Once you've reached your destination, avoid airport kiosks or other exchange houses. Your bank's ATM network is likely the best option. You may be able to withdraw cash in the local currency with competitive exchange rates and low fees (1% to 3%). Use your institution's app to find an ATM near you.

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A famous jet-set getaway, Sint Maarten is known as one of the more expensive islands in the Caribbean. Gary Meenaghan proves it's possible for a family to stay, and enjoy, for a month without breaking the bank. Almost as soon as I paid for the flights, I realized my mistake.

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When travelling One way from St Maarten or Saba a US$10 departure tax/port fee is ALREADY INCLUDED in the ticket price. Departure tax is CASH ONLY payable upon check-in at the Dawn II counter: For Day trips from Saba and Return trips, a US$20 departure tax applies.

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Due to the ongoing pandemic, non-essential tourist travel to Sint Maarten is still advised against. Update 2021-06-23: According to recent media reports, the night-time curfew is now in effect from 11:00 p.m. (local time).

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There is violent crime amongst members of the illegal drugs world, but this rarely affects tourists. The main tourist areas are generally safe, but you should take sensible precautions. Avoid remote areas at night. Do not take valuables to the beach.

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Guavaberry is the legendary folk liqueur of St. Maarten. It was first made here centuries ago in private homes.

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While credit cards are easy to carry and more secure than cash, you should always have some local cash on you when traveling. It's just good sense. Besides the fact that some local shops and vendors won't accept credit cards, having some cash provides a safety net in case your bank shuts off your card for any reason.

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