Do I need cash to cruise to the Bahamas?

So if you plan to pay for meals and entertainment with a card, there is the risk of being overcharged, charged twice, etc. For peace of mind, we prefer to simply pay in cash. All ports you visit in the Caribbean or Bahamas will accept U.S. dollars, so don't worry about having to change over currency.



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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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While cruising with a passport is always recommended, it's not required by law in certain circumstances. Closed-loop cruises from U.S. ports that visit Bermuda, Canada, the Caribbean and Mexico are part of an international agreement that allows U.S. citizens to cruise without a passport.

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What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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All ships have at least one ATM onboard, which is usually located in the Royal Promenade or Centrum. ATMs usually charge a $5-6 fee per transaction. Depending on your bank, the ATM transaction fee may be waived. If you want to avoid any ATM charges, though, you can theoretically take money out via the casino.

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Can you win money in a cruise ship casino? Most cruise ship casino games operate under the same rules and payout percentages you would find in a land-based casino; therefore, the answer is yes, you can win money in a cruise ship casino.

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You will most likely need cash while you're off the ship, especially in foreign ports. Not only can it save you money in foreign transaction fees that most credit card companies charge, but if you're traveling to certain parts of the world, you may encounter places where credit cards aren't accepted.

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How much should you tip cruise waiter? The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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In general, a 3-day & 2-night Bahamas trip cost around $800 for one person. For a family of four, the average Bahamas trip cost is about $630 per day. Overall, the total budget for a week's trip should be around $5500, considering the flight, transport, food, entertainment and souvenirs??.

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Cruise Ship ATM's Charge Fees This can sometimes be as much as $5 or $10 per transaction. If you do find that you have to use onboard ATMs it's usually better to take out a greater amount of money rather than making multiple smaller transactions.

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Strictly speaking, you don't need cash on a cruise ship. All onboard purchases are made using your onboard account, and then cleared at the end of the cruise, which you can do with your card. Some people choose to take cash for tips, or to spend while visiting ports. It's up to you whether you take cash with you.

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So to cut a short story even shorter, whether visiting for a day off a cruise or taking a short break on one island, the best currency for the Caribbean is the US dollar. You shouldn't need any of the local currency.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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“I always want you to pay for a cruise with a credit card, never with a debit card,” Clark says. Aside from the better consumer protections credit cards offer, Clark points to another reason why you'd want to use a credit card to pay for your cruise.

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More often than not, the answer is no. U.S. citizens don't need a passport if the cruise starts and ends in the same U.S. city. This is known as a closed-loop cruise. That said, some may require a passport if you want to disembark at ports in any Caribbean destination.

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