Do I need flight accident coverage?

Anyone who frequently travels by air needs Flight Accident Insurance to protect them in case an injury or fatality occurs aboard a plane. Flight Accident Insurance benefits can help protect you financially if you are injured in a commercial airplane.



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Important: While travel insurance policies may be more comprehensive than credit card protections, there are limitations. They typically won't cover non-essential medical expenses, high-risk sports or activities, or pre-existing conditions — at least without paying for add-on coverage.

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Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

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Travel insurance comes in two major flavors: medical and trip cancellation (which includes baggage and car insurance.) Travel medical insurance is potentially the most critical (in fact, some countries won't let you in without it), but you may already be covered.

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September 24, 2023 A single-engine Beechcraft BE23 crashed in a field near Roger M Dreyer Memorial Airport in Gonzales, Texas, around 7:30 p.m. local time on Saturday, September 24. Only the pilot was on board. The FAA and NTSB will investigate.

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On average, travelers should expect to pay 6.87% of their total trip cost for travel insurance. The minimum you might expect to pay is 4.15%, but it can go as high as 15.8%.

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