Yes, all licensed Melbourne taxis are required to accept credit and debit cards in 2026. Passengers can pay using major cards like Visa, Mastercard, and American Express, as well as digital wallets like Apple Pay and Google Pay. Most taxis are equipped with "13cabs" or "Silver Top" terminals that allow for a quick "tap-and-go" transaction. It is important to note that a government-regulated surcharge (typically around 4-5%) is often added to the final fare for card payments to cover processing fees. For travelers who prefer a completely cashless and surcharge-free experience, booking through apps like Uber, DiDi, or the 13cabs app allows you to have the fare deducted directly from your pre-linked account, providing a more transparent and modern payment alternative.