Credit scores might also influence whether you'll be approved for a rental. FICO® and VantageScore® credit scores typically range from 300 to 850. And having a higher credit score may show landlords that an applicant manages their finances responsibly.

Yes, most professional landlords and property management companies in 2026 do check your FICO score (or a similar credit report) as part of the tenant screening process. They use this to assess your "financial reliability" and history of paying bills on time. A score above 670 is generally considered "good" for renting, while a score below 600 may result in a rejected application or a requirement for a larger security deposit or a co-signer. Many modern rental platforms now use a "Soft Pull," which does not hurt your credit score, but some may still perform a "Hard Inquiry." Beyond the score, landlords also look at your "Debt-to-Income" ratio and any history of evictions or late payments, which are often more important than the three-digit number itself.