Do shops in Croatia accept euros?

Paying with cash in Croatia Even though euros are widely accepted, using euros rather than kuna will almost certainly leave you short-changed. Use kuna either by exchanging foreign currency, withdrawing from an ATM or using credit or debit cards to make purchases.



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Croatia joined the euro area on 1 January 2023 Prices for goods and services will be indicated in both euro and kuna until 31 December 2023. The exchange rate must be shown in a clear and visible way when displaying prices. This is a key measure for consumer protection.

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On 1 January 2023 Croatia adopted the euro and became the 20th member of the euro area. The assessments set out in the 2022 convergence reports of the European Commission and the European Central Bank paved the way for the first enlargement of the euro area since Lithuania joined in 2015.

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If you don't obtain Euros in advance, taking your 'home' currency (e.g. UK Pounds or U.S. Dollars) to Croatia and changing it there will not result in any problems. They are easy to exchange for Euros in the country, although other currencies can of course be changed too.

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Currency: Kuna The kuna is still the country's currency, even though Croatia became a member of the European Union on 1 July 2013. However, the euro is increasingly accepted particularly for large amounts. If you travel to Croatia by car, you'll find that you can also pay toll charges in euros.

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Tipping etiquette in Croatian restaurants follows a fairly standard guideline. Showing appreciation through a tip is always welcomed. When dining at a pizzeria or konoba, a tip of 5% or more is appropriate. For a nice restaurant dinner, we recommend leaving a tip of 10% or more.

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The key payment instruments in the Croatia cards and payments market are cash, cards, credit transfers, and direct debits. In 2022, cash was the major payment instrument followed by cards and credit transfers. Croatia is a cash-based economy, with cash typically used for day-to-day, low-value transactions.

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If there is no obvious price for an item in a market then bargaining might be possible but be prepared to be courteous and accepting if your attempt is rejected. If you do manage to open negotiations with a vendor, be polite and remember that haggling should be lighthearted and fun.

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Like most destinations within the EU, most businesses accept card payments without any problem. But carrying an adequate amount of cash with you will ensure that you are covered for your expenses and can help with your budgeting. Check your bank's fees for international transactions before traveling, as this can vary.

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USD vs Croatian Kuna As of this morning, the US Dollar is trading at 1 USD to 7.44 Croatian Kuna. This is the highest level recorded in the last 20 years. Going back to 2008, 1 USD would secure you just 4.80 Croatian Kuna.

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