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Do we need to carry dollars to Maldives?

The US Dollar is accepted as legal tender throughout the Maldives. Should you arrive with no USD$ then other major international currencies can be exchanged at the Bank of Maldives Foreign Exchange counter located in the arrival hall.



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Currency Exchange
Bring a credit card and US dollars traveler's cheques. Most hotel and travel expenses will be billed in dollars, so there's no point in incurring extra conversion costs. Some cash in small denomination US dollars is useful for tipping and to change into rufiyaa for use in local shops.

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The currency used throughout the Maldives is Maldivian rufiyaa however the Euro and the US dollar are also widely accepted. All major credit cards can be used at resorts, restaurants, and shops in Male and several other islands.

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Generally, the resorts and hotels in the Maldives offer a range of dining options, including international cuisine, local dishes, and seafood. The prices for meals at these establishments can range from $20 to $100 or more per person per meal, depending on the level of luxury and the type of restaurant.

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Generally speaking, if you have had a memorable ride on a small boat with a friendly crew, a modest $5-10 tip is a great compliment. Some of the transfers in the Maldives are private or chartered and the price reflects this, so tipping here is not necessary.

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Either confirmation of a hotel/resort booking, or evidence of sufficient funds to cover your expenses in Maldives (at least US$100 + US$50 per day demonstrated by cash or bank statement).

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Many hotels and resorts in the Maldives have “unseen” staff members who work behind the scenes, possibly cooking your meal, or arranging romantic dinners, or excursions. It is recommended to tip $10-20 a week.

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How much money can I take to the Maldives? Individuals carrying $10,000 or more (or its equivalent in Rufiyaa or foreign currency) upon entering or leaving Maldives must declare the amount to the Maldives Customs Service as per Section 24(a) of Law no.

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Table of Contents
  1. Get a cheap flight.
  2. Travel during the shoulder or low season.
  3. Use a cashback app.
  4. Choose a local island.
  5. Choose your accommodation for your needs.
  6. Stay at a new resort.
  7. Compare before you book.
  8. Combine room types on the same stay.


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