Do you have to have a good credit score to rent a car?

Many car rental agencies perform a credit check prior to approving your application and may require a minimum score for approval. The good news is that the exact minimum credit score to rent a car can vary from company to company, but generally you'll need at least a fair or average credit score.



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Many car rental agencies perform a credit check prior to approving your application and may require a minimum score for approval. The good news is that the exact minimum credit score to rent a car can vary from company to company, but generally you'll need at least a fair or average credit score.

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Most locations also accept bank debit cards with the Visa or MasterCard logo as credit identification at the time of rental. If you're using a debit card at a location that accepts them, most U.S. locations will perform a credit check for debit card renters to determine credit worthiness at the time of rental.

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You can rent a car with a $300 credit limit, but it depends on the amount of time you plan on renting the vehicle and the type of vehicle you're renting.

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Paying for Your Rental Car with a Debit Card Renters have the option to prepay for a rental online with a debit card. Some locations may require a credit card at the time of pickup, but you can still pay for the rental with a debit card.

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Requirements & Limitations
  1. Minimum age: 21 years old (for certain vehicle categories (e.g. Audi A4, Jaguar I-PACE and higher) a minimum age of 25 years is required)
  2. Valid driver's license for vehicles with manual and automatic transmissions.
  3. Latest version of the SIXT App.


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It's possible to get approved for an auto loan if you have bad credit (sometimes called deep subprime credit), meaning a credit score under 580. But in many cases, options can be costly. To improve your odds of getting approved for a relatively affordable loan, follow these steps.

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