Do you insure the car or the driver in Italy?

In accordance to the Italian regulations, in Italy there are no restrictions on drivers – instead, the vehicle itself is insured. The policyholder must be the legal registered owner of the car, but anyone with a valid driver's license can drive your car and be covered by your insurance policy.



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Car rental insurance protects you from any liability that results in death, injury to others or any property damage that is caused while you are driving a rental car in Italy. In Italy, the law requires that you must carry certain types of insurances: Collision Damage Waiver (CDW) and Theft Protection.

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General Rules
  • In Italy, we drive on the right side of the road.
  • You are not allowed to turn right at a red light.
  • Headlights must be on while driving outside of urban areas.
  • Stay in the right lane except when passing.
  • Don't use your phone to call or text – it's illegal in Italy and you will be fined.


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If you are visiting Italy, you can drive on a full, valid UK driving licence, insurance and vehicle documents. If you're living in Italy, or planning to live there check the living in Italy guide for information on requirements for residents.

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You should carry your passport with you while traveling in Italy because it's the law. You may be randomly stopped by officials and asked to show your passport. You shouldn't leave it in your hotel. You should use a travel safe bag to store your passport in and keep it in safe at all times.

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