Do you need cash for Carnival?

Sail & Sign® is Carnival's cashless on board credit program, which allows guests to charge onboard purchases and gratuities directly to a personal account for convenience. The Sail & Sign Card must be utilized for all money transactions on board as cash will not be an accepted form of payment.



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Carnival operates on a cashless credit program on board which allows you to charge all your services, gratuities and purchases during your cruise to your stateroom. All locations on board will accept your Sail & Sign card (onboard expense account) for payment; the casino will also accept cash.

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The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences.

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For our guests' convenience, Automatic Teller Machines are located on the Promenade Deck or Mezzanine Deck. There is a $6.50 fee per transaction for this service. Fee Notification: The operator of the ATM will charge a fee for a cash withdrawal.

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What payment methods are accepted to pay for on-board purchases?
  1. Credit card. This is the simplest and most used method of payment. ...
  2. Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  3. Debit card. This method of payment is not recommended.


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Ship size and capacity: Carnival operates some of the largest cruise ships in the world, which allows them to accommodate a larger number of passengers. The higher passenger capacity spreads operational costs over more people, leading to potential cost savings.

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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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“Any extra cash tips you give a waiter is kept by them and shared only with their assistant waiter who also served you directly.” This means that all staff members get that extra monetary recognition through the automatic gratuities, whether pre-paid or added to guests' accounts during the cruise.

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All shipboard expenses are charged to your Sail & Sign Card so you do not need to carry cash when you are on board. Your Sail & Sign Card is linked to your onboard account. You simply provide this Card when you are purchasing anything on board and it gets added to your account.

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Guests can obtain Euros at the Automatic Teller Machine (ATM) on board or in port in order to withdraw the amount of money they will need, usually at a better rate than any of the Currency Exchange locations in port.

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Most guests bring $50-$120 cash per day to spend during the cruise. You will have many opportunities to purchase duty free goods, take exciting shore excursions, buy local souvenirs, play your chance in the casino, or enjoy some pampering in the spa.

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To recap, the single best way to pay for a cruise booking is either by bank transfer or a credit card (if you can pay the balance in time).

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On most cruise lines' ships, alcoholic drinks cost extra and incur an automatic 15 to 20 percent service fee. Pricing will vary by line, but it's akin to restaurant and nicer bar prices -- about $12 per cocktail, $8 to $10 per glass of house wine, $14 to $25 for nicer wines.

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In short, how many bags you can take on a cruise will depend heavily on your cruise line. Some have no limits, while others restrict the number of bags and set weight limits. Before packing, check with whichever cruise line you're sailing to ensure you have the latest information.

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How to Get Free Stuff on a Cruise: 8 Tips to Know
  1. Be Brave and Get Onstage for Free Prizes. ...
  2. A Spa Tour Just Might Come With Free Perks. ...
  3. Proving Your Cruise Line Loyalty for Free Stuff. ...
  4. Score Freebies Shopping on Your Cruise. ...
  5. Win Prizes at Onboard Trivia and Other Games. ...
  6. Attend an Art Auction for Free Bubbles.


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