You'll want to have some cash on you when you're in Fiji. While cards are accepted in tourist areas and in the bigger urban areas, smaller places will expect cash, and you won't always be able to find an ATM if you're off the beaten track.
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There may be a few reasons why taxi drivers prefer cash payments over card payments. These include: 1. Immediate payment: Cash payments provide immediate payment to the driver without any delay or potential chargebacks, unlike card payments which may be subject to processing times and potential chargebacks.
While credit cards are easy to carry and more secure than cash, you should always have some local cash on you when traveling. It's just good sense. Besides the fact that some local shops and vendors won't accept credit cards, having some cash provides a safety net in case your bank shuts off your card for any reason.
It is cheaper to exchange money at the bank (or by using an ATM) than the airport. That's because currency exchange stores and kiosks at the airports mark up the exchange rate to make a profit. They know that travelers who just got off a plane probably need money right away.