Do you need extra insurance when renting a car in USA?

If you don't already own a car with insurance, rental companies automatically cover the bare minimum in your state. However, if you want more protection, or if you're traveling abroad or for business purposes, you might need to get rental car insurance.



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To be 25 years old (if you're under 25, you may be required to pay a young driver's fee, which varies by rental location) A valid driver's license with a photo. A photo ID (For example: a driver's license or passport) Credit or debit card (check the acceptable forms of payment at the location you're renting from)

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No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.

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Offer proof of insurance. While credit cards typically provide some insurance coverage for a rental car, debit cards do not. That means you may have to show that you have sufficient coverage or purchase more from the rental company.

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Is a loss damage waiver worth it? Yes, a loss damage waiver has the potential to save you both time and money if an accident were to occur during your rental. Without a loss damage waiver, in most states, the renter will be responsible for any loss or damage to the car, even if the damage is not your fault.

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