Do you need good credit for American airline credit card?


Do you need good credit for American airline credit card? Rewards cards in general, including American Airlines credit cards, typically require good to excellent credit, as defined by FICO. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards you can expect to need a score of 740 or higher to qualify.


How many airline credit cards should you have?

Having a diverse group of credit cards lets you earn different types of rewards with a wider variety of purchases. If carrying multiple airline credit cards means giving up on cards with non-travel benefits, you might want to stick with the one airline credit card.


How long does it take to get approved for American Airlines credit card?

Typically, you'll receive Citibank's decision on your application within 7-10 days. Many applicants are approved much sooner than that. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.


Which airline credit card is most worth it?

The Best Airline Credit Cards
  • JetBlue Plus Card: Best For JetBlue Benefits.
  • Delta SkyMiles® Platinum American Express Card: Best Mid-Priced Delta Card.
  • Southwest Rapid Rewards® Priority Credit Card: Best for Southwest Airlines Benefits.
  • Citi® / AAdvantage® Executive World Elite Mastercard®: Best For American Airlines.


What is the downside to an airline credit card?

The main negative aspect of airline credit cards is the lack of redemption options. Since you'll only earn a single frequent flyer currency, you can only redeem miles with that specific airline and its partners.


Is it difficult to get an American Airlines credit card?

You need a credit score of 700 or higher to get an airline credit card, in most cases. This is because nearly all airline credit cards require good-to-excellent credit for approval, which means a credit score between 700 and 850.