Do you need pesos in Cancun all inclusive resorts?
No, if you don't plan to leave the resort, you don't need pesos for an all inclusive in Cancun. Additional resort purchases can be placed on the credit card attached to the room reservation and any tips can be made in US dollars.
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When given the option, pay in pesos: When paying at restaurants or stores in Cancun, you'll likely be given the option to pay in pesos or USD (even when paying with a credit card). Always choose pesos, as you'll get a better exchange rate.
Credit cards are gold around these parts but it's still a good idea to bring cash along when you travel, even on an all-inclusive vacation. While you won't be paying for meals or drinks, it's a good idea to make friends with your bartender at the beginning of the trip by leaving a tip up front.
Many parts of the Mexican Caribbean will accept payment in US dollars, so you don't necessarily need to take Mexican pesos with you on vacation. This is especially the case in All-Inclusive resorts.
While tipping is allowed at some resorts, it is optional, so you won't have to worry about staff pressuring you to do so. You don't have to feel bad about not being able to or wanting to tip everyone.
In terms of how much money you'll need to have on hand for tipping during your Caribbean vacation, bring a small amount of cash inclusive of smaller bills like 5s and 10s. Some experts recommend that you bring a total of $150 to $200 USD for tips for a 1-week stay.
It's recommended that you buy pesos before you land in Mexico, just in case you need the cash. According to this USA Today article, the most economical way to do this is to buy pesos from your bank in the U.S. Most banks will do this for free, especially if you're not withdrawing a significant amount of money.
100 Pesos is equivalent to about $5 to $6. This sum may not seem like a big amount, but it can buy tourists one or two meals in Mexico. In the Mayan country, the cheapest cuisine is street food. Tacos can cost as much as 20 Pesos for a basket of four or five tacos.
For non All-Inclusive vacations we budget about 1000-1200 pesos per day for the two of us- this amount is for drinks and food and cab fare and tips and other minor incidentals, not tours or fishing or diving. Maybe another 5000 pesos for that, or so, for a week trip, say.
Cash is a necessity in Cancun, given that many restaurants and gift shops don't accept credit cards. Like many other airports around the world, the Cancun airport is jam-packed with money exchange kiosks looking to convert your money into Mexican pesos.
The first option you will have to exchange money is the International Airport of Cancun but even when you can find a great exchange rate beware of high transaction charges. You can obtain better local currency outside the airport and your hotel so just exchange money there unless you have no other choice.
In general, you'll want to plan on tipping restaurant staff, the concierge, bartenders, housekeepers, the bellman, pool staff, and shuttle drivers at all-inclusive resorts. Impeccable service can always be rewarded with higher tips, but there are some accepted standards for travelers to lean on.
Do I Need to Tip at an All-Inclusive Resort? While tipping is a discretionary and optional gesture, at all-inclusive resorts in Mexico, Cuba, Dominican Republic, Jamaica, and others, it is certainly encouraged.
The bottom line for how to pay in MexicoMany Mexicans make it easy to use Dollars and this certainly makes it easier for many tourist that come to Mexico. You will however make the best use of your money if you exchange it and use Pesos.