Yes, it's perfect summer weather in the Maldives, but wear sneakers, pants, and a sweater or cardigan with a scarf on the flight there. Air-conditioning can be very cold on the plane. You'll want to look your best when you travel!
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Not too humid and not cold. You'll be comfortable wearing your swimsuit and cover-up around during the day and a dress or beach clothes at night. The Maldives is a dream destination, but it does still see rain. Many resorts and hotels will provide you with an umbrella but it never hurts to have a rain jacket.
In the Maldives, it is appropriate for men to wear shorts (knee length) and t-shirts. Women in particular should take care to stay covered though, so always wear over-the-shoulder longer dresses, shirts and trousers. Never wear skimpy swimwear unless it is clearly marked that it is okay to do so.
The temperature doesn't drop very much at night so take your lightest weight clothes in natural, breathable fabrics such as silk, linen or cotton. Avoid synthetic fabrics as they are just too uncomfortable in the heat.
The only time you are likely to need the local currency is if you are staying in a local guesthouse or if you are visiting Malé City and would like to purchase something from a local market or shop. However, US dollars are widely accepted.
Wear sandals for the flights and a pair of neoprene booties for walking in the water (the occasional bit of loose coral can cut you quite badly) but other than that you should leave the footwear at home. You really don't need shoes/high heels – just flip flops and flatties!
While most Maldives resort islands fumigate for mosquitoes even the most 5 star luxury resorts have an ongoing battle against the mosquito population so be sure to bring mosquito repellent that contains DEET. I recommend a 50% DEET mosquito spray like this one from Amazon.
Most visitors wear flip-flops or sandals during the day. Check with your particular resort for any additional rules, some of the more upscale resorts have stricter dress codes. It's also important to note that nudity is not allowed in the Maldives so topless sunbathing is prohibited.
There are a few reasons why it's a good idea to bring condoms and contraceptives with you when traveling to the Maldives. Contraception is only available on prescription here, and that too if you are married! Condoms, on the other hand, are available over the counter in Malé, but they can be expensive.
Generally speaking, if you have had a memorable ride on a small boat with a friendly crew, a modest $5-10 tip is a great compliment. Some of the transfers in the Maldives are private or chartered and the price reflects this, so tipping here is not necessary.
There are some other suggested precautions and preparations for traveling to the Maldives. They include: Do not wear/bring religious symbols (crosses, statues, etc.) or documents (e.g. Bible) into a Moslem country. If you plan to go jogging outside the Equator Village; best to check on proper attire suggestions.
Public displays of affection, such as kissing or hand-holding, are illegal. Alcohol is illegal, too, though it is available and can be consumed on resort islands. Homosexuality is also illegal in this island nation.
In the Maldives, despite the plethora of coastlines, few sand beaches naturally occur. Many islands include a constructed beach of imported sand. The majority of the island nation's residents practice the religion of Islam. Because of this, most public beaches don't allow bikinis or Speedo-type swimsuits.