In 2026, the timing of hotel payments depends primarily on your booking channel and fare type. If you book a "Non-Refundable" or "Advanced Purchase" rate via sites like Expedia or directly on a hotel's website, you typically pay in full at the time of booking. For "Flexible" or "Pay Later" rates, you usually provide a credit card to guarantee the room but pay the actual bill upon checkout. However, a common 2026 industry standard is for hotels to take a "pre-authorization" hold at check-in for the full stay amount plus a security deposit for incidentals (often $50–$100 per night). In many regions, particularly in Asia and at budget chains, it is becoming more common to settle the full room charge at check-in, leaving only extras like minibar or room service for a final checkout payment. Always check your confirmation email's "Deposit Policy" to know exactly when your card will be charged.