Whether your Chase card provides lounge access depends entirely on the specific card tier you hold. The Chase Sapphire Reserve® is the primary powerhouse for lounge access, offering a complimentary Priority Pass™ Select membership, which grants access to over 1,300 lounges worldwide. Additionally, this card provides entry into the exclusive Chase Sapphire Lounges by The Club, which have been expanding rapidly in 2026 at major hubs like New York (JFK and LGA), Boston, and Las Vegas. If you hold the United Club℠ Infinite Card, you receive a full United Club membership for access to all United and Star Alliance lounges. However, mid-tier cards like the Chase Sapphire Preferred® or the Disney® Premier Visa® do not include complimentary lounge access. For Sapphire Reserve holders, it is important to remember that you must manually activate the Priority Pass benefit through your online account; simply showing your credit card at the lounge door is usually insufficient for entry.