It depends on which version of the card you hold. The Chase Sapphire Reserve is the only one that includes a comprehensive lounge benefit, offering a complimentary Priority Pass Select membership that grants access to over 1,300 lounges worldwide, including the exclusive Chase Sapphire Lounges in cities like Boston, New York (JFK/LGA), and Philadelphia. Reserve cardholders can bring two guests for free. Conversely, the Chase Sapphire Preferred ($95 annual fee) does not offer any lounge access benefits. If you have the Preferred card, you would have to pay the full walk-in rate (usually around $100) to enter a Chase Sapphire Lounge, and you wouldn't have access to the broader Priority Pass network. In 2026, Chase has expanded its lounge network to include more "Sapphire Terraces" and "Reserve Suites," making the Sapphire Reserve one of the most competitive travel cards for those who value airport comfort. If you travel more than twice a year, the lounge access alone often justifies the Reserve's higher annual fee.