Does my insurance cover me when I'm out of the country?
Does my insurance cover me when I'm out of the country? Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.
Does travel insurance cover hospitalization?
So, for example, if you need emergency medical or dental care while traveling or an emergency evacuation to the nearest hospital or back home, travel insurance can cover the costs. The types of medical expenses usually covered are: Hospitalization. Outpatient services for medical emergencies.
What are the two 2 basic types of travel insurance?
The two most common types of travel insurance to purchase for medical coverage are comprehensive plans and medical-specific plans. Each covers medical-related costs differently.
What travel insurance does not cover?
Depending on the plan, some of the other things that travel insurance won't usually cover include: Any unlawful acts. Participation in organized amateur and interscholastic athletic or sports competition events. Being under the influence of drugs or intoxicants, unless prescribed by a Physician.
What happens if I get sick in Europe?
While no system is perfect, Europe's universal health care does mean that everyone is taken care of — including foreigners. So if you get sick or injured while traveling, you will receive treatment, no questions asked.