Most Visa Platinum cards do include travel insurance, but the specific benefits vary significantly depending on the bank that issued your card. Generally, Visa Platinum is considered a "premium" tier that offers automatic coverage for Travel Accident Insurance (up to $500,000 in some regions), luggage delay or loss, and sometimes trip cancellation or interruption. However, there is a catch: to activate these benefits, you almost always must pay for the entire trip (flight tickets and/or accommodation) using that specific Visa Platinum card. Some versions also provide "Purchase Security" and "Extended Warranty" on items bought while traveling. Because terms change by country and provider, it is vital to download your specific "Certificate of Insurance" from your bank's portal to verify if you have medical coverage, as some basic Platinum cards exclude international medical expenses.