Does Royal Caribbean cruise take cash?

Do I need cash on a cruise ship? Cash is rarely required on a Royal Caribbean cruise, as all payments onboard are made via your SeaPass account. Prior to your cruise, you'll connect your onboard account with a credit or debit card, and all payments will be charged to that card at the end of the cruise.



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The ship is a cashless system. Your cruise card/seapass will be your roomier, security check when boarding/disembarking the ship, and your onboard charge card. It will be scanned for any and all onboard purchased, which will be charged to your account.

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Royal Caribbean accepts Visa, MasterCard, American Express, Optima, Diner's Club International and Discover cards. Penalties may apply if you cancel or change your reservation. Penalties can be up to 100% of the amount paid, and deposits are often non-refundable.

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To secure your reservation, we require a deposit within seven days of your booking, or full payment if you book within 70 days of departure (90 days for holiday cruises and 120 days for Transpacific, Asia reposition, and Round Australia).

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What payment methods are accepted to pay for on-board purchases?
  • Credit card. This is the simplest and most used method of payment. ...
  • Cash or traveller's cheques. If you don't have a credit card, you can pay with cash, traveller's cheques or a debit card. ...
  • Debit card. This method of payment is not recommended.


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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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There is a $500 daily limit on cash accounts for 7+ night sailings and $300 for 2/3/4/5 night sailings. Once the daily cash limit is reached, we will call the guest and inform the guest that the limit has been reached.

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Cruise Cash provides a credit to a guest's Sail & Sign account. This credit is good for any charge made to the guest's account including taxes and gratuity charges.

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ATMs are typically available on board cruise ships belonging to major cruise lines like Carnival, Royal Caribbean, Norwegian, Celebrity, Holland America, Princess (& many others). However, most charge considerably higher fees for use in addition to any charges assessed by your bank.

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There aren't any hard-and-fast guidelines for this type of tip since it's contingent on your experience, but $25 to $40 on behalf of a couple roughly works out to an extra $2 to $3 per person, per day, for a seven-night cruise.

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All ports you visit in the Caribbean or Bahamas will accept U.S. dollars, so don't worry about having to change over currency. In addition to security, it's also helpful to have cash as some places — such as smaller souvenir shops or taxi cabs — don't accept credit cards.

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Average Daily Cruise Line Gratuity Roughly speaking, you can expect to pay anywhere from $11.50 – $20.00 per passenger per day for onboard gratuities. As mentioned, cruise lines automatically add gratuities to your onboard account.

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The cruise gratuities cover the wait staff, so you're not obligated to give them any more of a cash tip. However, if you received outstanding service from a waiter and would like to show them your appreciation with a cash tip, $5 per day per passenger is the suggested amount.

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When you arrive at the Port Authority Security in the cruise terminal, you will pass a security checkpoint where all carry-on luggage goes through X-rays and other baggage is checked in. All checked bags on cruise ships are scanned.

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If you want to manage your budget more effectively, it's a good idea to prepay your gratuities for your Princess cruise. The only time you would be better off waiting is if you want to use any onboard credit towards the gratuity amount.

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Not paying the final payment on time Miss making that final payment by the due date and you could forfeit your cruise and lose your deposit money. The cruise line won't check in with you to see what's happening; it will simply cancel your booking and apply any fees as outlined in its cancellation policy.

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But most cruise lines also give you the option to prepay your gratuities – paying for them in advance. You can sometimes add this option as you book your cruise, otherwise, you would log into your account with the cruise line and add them on once the booking has been made.

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