Does Vrbo offer insurance like airbnb?

If a reservation is processed online through Vrbo checkout, coverage is automatically provided under the terms of this program for the term of the rental period. If a booking is processed or paid for outside of Vrbo checkout, the program does not provide coverage.



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  • 100% refund if you cancel at least 14 days before check-in.
  • 50% refund (minus the service fee) if you cancel at least 7 days before check-in.
  • No refund if you cancel less than 7 days before check-in.


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When you book and pay through our site, you're automatically protected by our Book with Confidence Guarantee. This guarantee provides a dedicated team to answer questions before and during your trip, payment protection against fraudulent listings, and assistance if the property is significantly misrepresented.

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3. Zero Tolerance for Party Homes. Vrbo has a no-tolerance policy for guests who have an unauthorized party in one of their vacation rentals as well as hosts who allow such events, banning them from the platform.

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A proper insurance policy for your Airbnb is critical as it can protect your financial interests, ensure guest safety, and comply with local regulations. It's essential to research and choose a policy that best fits your specific needs, considering the type of property, location, and level of coverage required.

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AirCover for guests is provided for free with every booking, while travel insurance (for guests in the US, EU, and UK) or reservation insurance (for guests in FR) can be purchased separately during checkout.

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Remember that short-term rental property insurance policies will be more expensive than a traditional homeowners insurance policy, but it is an expense that you can write off on your taxes. The best way to purchase Airbnb insurance is through a broker.

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Fortunately, you can make a claim for compensation through Airbnb Host Protection Insurance. Airbnb Host Protection Insurance is an insurance policy that Airbnb extends to hosts. The insurance pays out up to $1 million to the injured person when a guest gets hurt during a stay.

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Our $1M Liability Insurance provides owners with $1,000,000 in liability protection for all stays processed online through Vrbo checkout at no additional cost to you.

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Vrbo's map looks a bit outdated by comparison. However, aesthetics aside, Vrbo offers far better filter and sort functionality than Airbnb. For example, Vrbo lets you filter by user reviews, including properties rated highly for cleanliness and properties rated 4 stars and above. Vrbo's filters are also more intuitive.

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So what does VRBO give for its service fee? On their website here VRBO's main reason for the fee is to cover the costs of running the website. In addition to this, they list transaction security, customer service and the book with confidence guarantee as reasons for the fee.

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