How are Airbnb guests protected?

Every booking comes with AirCover for guests. If there's a serious issue with your Airbnb that your Host can't resolve, we'll help you find a similar place, depending on availability at comparable pricing. If a similar place isn't available or you'd prefer not to rebook, we'll give you a full or partial refund.



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In an Airbnb arrangement, both the host and the guest may face claims for property damage or loss. For example, a host may face property damage or loss due to criminal conduct (theft) of a guest. On the other hand, a guest may face additional liability due to the loss or damage of the host's property.

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Fortunately, you can make a claim for compensation through Airbnb Host Protection Insurance. Airbnb Host Protection Insurance is an insurance policy that Airbnb extends to hosts. The insurance pays out up to $1 million to the injured person when a guest gets hurt during a stay.

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Airbnb doesn't allow for hidden cameras or any other types of concealed recording devices. It does allow hosts to install security cameras in or around the property – as long as they're not in private areas like bedrooms or bathrooms, and as long as they are properly disclosed.

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5 risks for Airbnb, Vrbo® and other property rental hosts
  • Property damage to your Airbnb or Vrbo. ...
  • Preventing guest injuries at your Airbnb rental. ...
  • Theft of personal belongings. ...
  • Squatters in your rental. ...
  • Loss of use can equate to loss of income. ...
  • Make sure your rental is covered.


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To help provide Hosts and guests with peace of mind, security measures like security cameras and noise monitoring devices are allowed, as long as they are clearly disclosed in the listing description and don't infringe on another person's privacy.

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How to screen Airbnb guests: 5 ways to ensure safety and prevent damages
  1. Have detailed house rules. The first way to vet guests is to set vacation rental house rules which they must accept before booking. ...
  2. Check the guest's Airbnb profile. ...
  3. Ask the right questions. ...
  4. Verify guest IDs. ...
  5. Ask for a security deposit.


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Install a Home Security System
Install security cameras surrounding your property and outside each exit door. That way, if your guests decide to steal your flat-screen TV or even all your furniture, you'll have the whole thing caught on camera.

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A property owner has legal liability for injuries that an Airbnb guest suffers when the property owner is negligent in the way that they care for their property. Premises liability rules apply to determine whether the property owner is negligent and legally liable for an Airbnb injury.

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Depending on the nature of the violation, Airbnb may also take other actions, such as canceling an upcoming or active reservation, refunding a guest from a Host's payout, and/or requiring Hosts to provide proof that they have addressed issues before they can resume hosting.

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Airbnb may ask you to pay You'll never be charged without advance notice or a chance to appeal before and after you've been charged. You'll have 60 days to appeal after you've been charged. Dealing with damage is never fun, but this process is designed to be as fair as possible.

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Certainly! Airbnb hosts may find themselves in situations where legal action against a guest is considered necessary, such as significant property damage or a breach of agreement. While Airbnb's Host Guarantee program provides some protection, it may not always suffice.

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It's not uncommon for hosts to ask guests to take out the trash, run the dishwasher or start a load of laundry with the towels and sheets. There's no rule saying that Airbnbs can't do both — charge cleaning fees and require some light housekeeping.

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Host liability insurance covers you if you're found legally responsible for:
  • Bodily injury to a guest (or others)
  • Damage to or theft of property belonging to a guest (or others)
  • Damage caused by a guest (or others) to common areas, like building lobbies and nearby properties.


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A 2021 study of more than 125,000 Airbnb complaints on Twitter found that 72% of the issues were related to poor customer service and 22% were related to scams.

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While Airbnb is a safe option for accommodation when traveling, there are plenty of things you can do to further protect yourself as you explore. Never give your personal contact information to a host or pay outside of the platform. Always pay and communicate through the Airbnb website or app.

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Airbnb does indeed have the ability to read messages sent between guests. All messages sent through the Airbnb website are tracked and monitored to ensure the safety of their guests and to ensure Airbnb's Terms of Service are followed by guests.

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Airbnb may take legal action against guests who fail to pay for damages. Additionally, Airbnb may also issue a penalty to the guest. This penalty may include a fine, a ban from using Airbnb's platform in the future, and/or the loss of any credits or rewards that the guest may have earned.

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