How can I avoid foreign transaction fees in Japan?

You can avoid a credit card foreign transaction fee by either paying cash or using a credit card that doesn't charge foreign transaction fees. Most credit cards that do not charge a foreign transaction fee note it on their website, but you can also look at the credit card's terms and conditions page.



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For example, if you are traveling from the U.S., wait to exchange your dollars for yen until you have arrived in Japan. However, you will get the most favorable rates for yen in Southeast Asian countries rather than in Japan.

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Most major credit cards are accepted for purchases in larger stores and restaurants. However, be aware that shrines and other locations in rural areas might only take cash.

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Cash, credit and debit cards are all accepted, with credit cards and cash the most relevant. Since a credit card is your best choice for a significant amount of your spending, a card that doesn't charge foreign transaction fees like the Capital One VentureOne Rewards Credit Card provides lots of value.

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100,000 yen should be sufficient, excluding your accommodations, transportations and theme park admissions, unless you're expecting to buy an expensive souvenir. I would carry a credit card for peace of mind.

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A standard fee for a one-way Tokyo to Kyoto ticket is around 160 USD during peak seasons and 100-120 USD off peak, although the price heavily depends on such factor as what travel class you prefer or do you purchase a ticket with reserved or unreserved seats.

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Luckily, it's a very safe country (one of our favorite things about Japan), and the biggest risk is probably losing or misplacing your cash. Regardless, of course, be smart and take reasonable precautions if carrying large sums of money.

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