How can I pay less on TfL?

Using an Oyster card works out cheaper than buying a paper ticket every time you want to travel by tube as fares are cheaper when you touch in with an Oyster. You can add some credit to your Oyster using a pay-as-you-go system, which means money is only taken off when you employ the contactless card.



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Is it cheaper to use Oyster or contactless? As both cards use the same Pay As You Go system and are compatible with the TfL Oyster & Contactless app, the costs are comparable. As a tourist in London, it can be worth getting an Oyster Card as part of the London Pass.

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1. Get an Oyster card. As you move around London you will spot locals tapping something against a yellow card reader at the underground turnstiles, on buses, trams, and even on the Thames Clipper Uber boat. This is an Oyster card, and it is an incredible 50% cheaper than buying single tickets or a paper travelcard.

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It's more than 50% cheaper than buying a paper Travelcard or single tickets with cash. Oyster cards have a daily price cap – once you reach this limit, you won't pay for any additional journeys (excluding Thames Clippers River Bus where there is no capping).

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As a general rule a Travelcard is more expensive than an Oyster card or Contactless payment card. The exception is if you make 3 or more journeys for 6 days or more within a 7 day period. In this case a 7 day Travelcard works out cheaper than an Oyster or Contactless payment card.

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“Pre-pandemic, the Tube required the least subsidy of almost any city. From a day-to-day operations point of view, it was covering its own costs. That is quite unusual for a European or North American metro. “But when the pandemic hit, the percentage increase in subsidy went through the roof.

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Travelcard prices start at £15.20 for a central London 1 day Travelcard (zones 1-4). Child Travelcards prices start at £7.60 (zonnes 1-4).

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If the time between touching in at the start and touching out at the end of your journey is more than the maximum journey time limit, you'll be charged two maximum pay as you go fares. A single maximum fare is: up to £9.40 in Zones 1-9. up to £26.00 beyond Zone 9, including on the Heathrow Express.

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Unpaid fares Sometimes your card may be accepted by our card readers, but the payment is declined by your card issuer. If this happens: You've made a journey that you've not paid for. You won't be able to use your card again to travel until the unpaid fare has been paid.

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You can add money to an Oyster card or use contactless (card or device) straight away. You only pay for the journeys you make and it's cheaper than buying a paper single or return ticket (train companies may offer special deals on some journeys).

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Cons: A £7 cost applies when you get a standard or visitor card. You'll need to top it up in advance of travel. You can't use an Oyster card at any station between Reading and Iver.

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Pay as you go (PAYG) Oyster card: an overview The PAYG Oyster card is the cheapest and most flexible way to pay for travel, especially if your visit to London is between 1–5 days. Even if it's only for a few journeys, it's much cheaper than paying the full cash fare.

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In most cases, paying by card is more convenient than cash, though we do recommend carrying a small amount of cash for parking, taxis, small purchases and tips. Ideally, take a Wise Mastercard and a Visa debit or credit card with you – plus a small amount of cash.

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