How do hotel chargebacks work?

Hotel chargebacks are initiated by guests that don't agree with a charge on their card. The cardholder should inform their bank of the reason, which is communicated to the vendor in the form of a reason code.



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Many hotel stays are refundable as long as you cancel within at least 48 hours. But some aren't. If you leave without making any arrangements, the hotel will probably charge you for the full stay. Experts say hotels consider refund requests on a case-by-case basis.

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They Cost a Lot of Time & Energy
Once a case is set in motion, it usually takes 60-75 days to settle a dispute. During this process, it's on you to show that your transaction was authorized and legitimate. That means you have to collect and send a lot of documentation to prove your case.

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