In Croatia, asking for the bill is a straightforward process, but it is important to know the local etiquette for 2026. The most common way to ask is by saying "Račun, molim" (pronounced ra-choon, mo-leem), which literally translates to "The bill, please." If you are in a more casual setting, simply catching the server's eye and making a "writing" gesture in the air is universally understood. In Croatia, it is a legal requirement for the waiter to bring the bill to your table and for you to keep it until you have left the premises (in case of tax inspections). Regarding tipping, it is customary to "round up" the bill in cafes or leave a 10% to 15% tip in sit-down restaurants for good service. Most establishments in major hubs like Split, Dubrovnik, and Zagreb accept contactless cards, but it is a peer-to-peer "pro-tip" to carry some Euros for smaller island konobas or family-run spots that may still prefer cash. Always check the bill to see if "kuver" (a small cover charge for bread and service) has already been included.