In 2026, the ability to "cash out" your Uber balance depends on whether the funds are Uber Cash (prepaid credits/gift cards) or Earnings (if you are a driver). If you have a balance from driving or delivering, you can use the "Cash Out" feature in the Wallet or Earnings section of the app to transfer funds to a linked bank account or debit card instantly or within 1 to 3 business days. However, for standard passengers, Uber Cash is non-refundable and cannot be transferred back to a bank account once it has been loaded via a gift card or a promotional credit. If you accidentally loaded funds via a credit card and need a reversal, you must contact Uber Support immediately, as they may be able to void the transaction if the "High-Fidelity" funds have not been used. For most 2026 users, the best strategy is to only load what you plan to spend on rides or Uber Eats, as the digital credits are designed to stay within the high-fidelity Uber ecosystem indefinitely.