How do I claim trip cancellation from my credit card?

Contact your issuer: Call your credit card's benefits administrator or start a claim online. Even if you believe your insurance will cover you after reading your card's guide to benefits, it is usually a good idea to call the number on the back of your card.



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Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

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Canceling a nonrefundable fare will result in an eCredit for the full amount paid (minus any cancellation fees, depending on fare type and route). However, if you cancel a refundable ticket, you'll get the amount paid refunded back to your original form of payment.

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The biggest difference between Trip Cancellation and Cancel For Any Reason is how and when coverage is triggered. Trip Cancellation requires the traveler to cancel for a reason specifically listed within the policy, while Cancel For Any Reason can cover other events that are not listed.

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