In 2026, you can pay for the Singapore MRT and buses directly using your contactless debit or credit card through the SimplyGo system. There is no need to purchase a separate "EZ-Link" card or top up at a kiosk; you simply tap your card (Visa, Mastercard, or NETS contactless) on the yellow card reader at the fare gates when entering and exiting the station. You can also use mobile wallets like Apple Pay, Google Pay, or Samsung Pay if your debit card is linked to your phone. It is crucial to use the same card or device for both the "tap in" and "tap out" to ensure you are charged the correct distance-based fare; using a physical card to enter and a phone to exit will result in two separate, maximum-fare charges. For international travelers, your bank may charge a small foreign transaction fee, but for most, the convenience of bypassing the ticket machines makes it the preferred way to navigate Singapore's world-class transit network.