Paying for a BahnCard (a discount subscription for German rail) is typically handled during the online checkout process on the Deutsche Bahn (DB) website or the DB Navigator app. Common payment methods include Credit Cards (Visa, Mastercard, Amex), PayPal, and SEPA Direct Debit. Because the BahnCard is a subscription product that automatically renews annually, DB usually requires you to save a payment method to your account for the recurring charge. If you use SEPA Direct Debit, the funds are pulled directly from your European bank account. For international travelers without a SEPA-compatible account, a credit card is the most reliable option. You can also purchase or renew a BahnCard in person at a DB Travel Center (Reisezentrum) located in major German train stations, where you can pay with cash or physical debit/credit cards.