How do I use my MRT card on my iPhone?

Add a transit card on your iPhone or Apple Watch
  1. On your iPhone, open the Wallet app.
  2. Tap the Add button .
  3. Tap Transit Card to add a new transit card or tap Previous Card to add a transit card that you previously added to the Wallet app.
  4. Choose a transit card from the list, or search by location or card name.




To use your MRT (Mass Rapid Transit) card on your iPhone in 2026, you must add a compatible transit card to the Apple Wallet app. For major systems like those in Singapore (SimplyGo) or London (Oyster/Contactless), you can simply add your existing physical card or a new digital one by opening the Wallet app, tapping the "+" button, and selecting "Transit Card." Once added, you should enable Express Mode for that specific card. This allows you to tap your iPhone at the turnstile without having to wake the device, unlock it with Face ID, or even use a passcode—it works instantly upon contact with the reader. If your local MRT uses a proprietary physical card that doesn't support direct Apple Wallet integration yet, you can often link your Visa or Mastercard stored in Apple Pay to the transit system's app to pay for rides directly. This "tap-and-go" technology has become the standard in 2026, eliminating the need for physical tickets or top-up machines and allowing commuters to manage their balances and view their travel history directly within their iOS device.

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Simply tap your contactless bank card (e.g. credit or debit card) or mobile device at the MRT fare gates or card reader on buses as you would usually do with your current travel card. If you are using your mobile device, remember to place your device a little longer at the fare gates or card reader.

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Pay for transit using iPhone
  1. Open the Wallet app on your iPhone.
  2. Tap. , then tap Transit Card.
  3. Choose a transit card in the list, or search by location or card name.


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Paying for Your Ride
  1. Contactless Bank Cards (credit/debit cards) and Mobile Wallets.
  2. SimplyGo EZ-Link Cards.
  3. NETS Prepaid Cards.
  4. EZ-Link and NETS FlashPay Cards.


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- Make your travel safe and easy with touchless payment and card management. - Add a new TAP card to your iPhone and Apple Watch and use your fare immediately. - Use your iPhone (8 and above) and Apple Watch (Series 3 and above) to tap with Apple Pay when boarding a bus or train.

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Apple Pay uses the same technology that enables tap on credit and debit cards. While the process is similar, paying with Apple Pay does offer these additional benefits: You can use Apple Pay anywhere you can tap a debit or credit card, so you'll no longer need to bring your wallet with you everywhere you go.

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In fact, 88% of the time, OMNY is cheaper than a 30-day MetroCard if I average 10 rides a week. Let's see if we can generalize this to other weekly averages: As you can see, up until I average 11 rides a week, OMNY is usually better. More often than not, I'll save money if I stick with it and skip the Unlimited card.

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