How do MTA transfers work with Apple Pay?

iPhone users need only go into Wallet & Apple Pay within the Settings app and then assign an Apple Pay-connected debit or credit card as an Express Transit Card. If you've got an Apple Watch, the Express Transit Card setting automatically transfers over. And that's it.



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An even better weekly fare discount Say hello to an easier, more equitable way to pay your fare: the 7-day fare cap with OMNY! Effective August 20, you can start any day of the week: pay for 12 rides in a 7-day period and any additional rides are free. And, unlike with MetroCard, you don't have to pay upfront.

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Fare capping FAQ All you have to do is tap! There is no sign-up, registration, or app required. Simply tap and go with the same contactless credit or debit card, smart device, or OMNY card. Once you've hit 12 paid trips in a seven-day period, the rest of your rides for that week will automatically be free.

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Do I need to create an OMNY account to use OMNY? Creating an OMNY account is not required. However, there are many benefits available to you by registering for an OMNY account. For example, you can access a secure, personalized dashboard, where you can view up to 12 months of your trips and charges.

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You don't have to sign up or download an app to use OMNY; simply use your contactless credit or debit card, smartphone, wearable device, or OMNY card to tap and go. OMNY currently supports full-fare and Reduced-Fare pay-per-ride options.

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But OMNY has a data-driven dark side — your full ride history, available online to anyone with your credit card number, according to a new report. 404 Media investigated OMNY's rider tracking, and found that any rider's tap history can be obtained easily online — only secured by a credit card number.

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What does “OMNY” mean? OMNY, which stands for One Metro New York, is based on the concept of unifying fare payments and ticketing across multiple modes of transportation. We believe that transportation is an essential service that connects communities and brings the diversity and energy of New York together.

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  • What is Apple Pay?
  • How to set up Apple Pay?
  • The main pros of Apple Pay. Apple Pay transactions are incredibly secure. You don't have to carry a physical credit or debit card with you. Using Apple Pay is free. ...
  • The main cons of Apple pay. It only works with iPhone 6 and above. Not universally accepted by all merchants.


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Ride Limit Exceeded You have exceeded the maximum number of taps for one payment method. You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip.

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The OMNY rollout started in 2019, and its tap-and-go contactless readers now exist in every subway station and on every bus route in the city. MetroCards, according to the MTA, will be fully phased out by 2024 — as will the vending machines.

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You can tap and pay for yourself and up to 3 additional riders with the same payment method on a single trip. You will need to tap your payment method for each person that is riding with you. Each tap will result in a full-fare charge. Each person will also be eligible for free transfers.

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