How do you get 10X points with Chase Sapphire?

10 points (10X points) on Ultimate Rewards Chase Dining purchases: You'll earn 10 points for each $1 spent on Chase Dining purchases made using your card through the Ultimate Rewards program. 1 point (1X points): You'll earn 1 point for each $1 spent on all other purchases.



To earn 10X Ultimate Rewards points with the Chase Sapphire Reserve, you must book specific travel categories through the Chase Travel℠ portal. Specifically, you earn 10X total points on hotels and car rentals purchased directly through the portal. You also earn 10X points on Chase Dining purchases made through the Ultimate Rewards dashboard. For flights booked through the portal, the rate is slightly lower at 5X total points. If you are using the Chase Sapphire Preferred card, you earn 5X total points on all travel booked through the portal, rather than 10X. It is important to know that these "bonus" points are not earned on travel booked directly with an airline or hotel; direct bookings only earn the base 3X (for Reserve) or 2X (for Preferred) travel rate. Additionally, starting in early 2026, Chase has introduced specific "Points Boost" events where certain hotel stays with partners like IHG or Hyatt can temporarily earn up to 10X or 12X points if prepaid through the portal. Always ensure you are logged into your Chase account and booking through their internal system to trigger these maximum point multipliers.

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5 points (5X points) on Chase Travel airline ticket purchases: You'll earn 5 points total for each $1 spent on airline ticket purchases made using your card through Chase Travel after the $300 Annual Travel Credit is earned in the travel category (2 additional points on top of the 3 points earned on each purchase in ...

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So the 80,000 bonus points are worth $1,000 in travel booked through Chase and it's easy to use your points this way. You just log in to the Chase travel portal and search for flights, hotels, rental cars, cruises or activities.

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Chase transfer partners include Aer Lingus AerClub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Air France-KLM Flying Blue, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG One Rewards, ...

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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The Chase Sapphire Preferred® Card does not offer airport lounge access. If that benefit is important to you, then you should opt for the Chase Sapphire Reserve®. That card has a higher annual fee of $550, but offers Priority Pass Select membership which is valued at $469 per year.

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The Chase Sapphire Preferred? Card isn't a credit card for everyone ? you'll need to have good to excellent credit to have a chance at getting approved. We recommend having a FICO score of at least 690 before applying for this card. If you need to wait a bit and work on your credit, it's a good idea to do that.

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The Chase Sapphire Preferred Card and the Chase Sapphire Reserve® are both made out of metal.

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