How do you spend money on a cruise ship?

All onboard purchases are paid for using your cruise card, which doubles as your room key. This card is set up before boarding and serves as your ID to get on and off the ship, provides you access to your cabin and makes for easy swiping when you decide you need a pina colada.



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And how much cash should you take on your next cruise? We're here to help you figure it out! Experts say the average cruise passenger spends anywhere from $52 to $89 per day, but the amount you'll spend will, of course, vary based on cruise line, ship, experience and your individual preferences.

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You probably won't need much actual cash while onboard, as many cruise lines will just charge purchases to your account. Even ship casinos these days have cashless credit systems. On nearly all cruises, passengers are given an itemized bill at the end of the trip listing all charged expenses.

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The answer to this question varies a lot by person, their travel habits, spending preferences, length of the cruise and destination. Many people suggest $100 per day, and this has generally worked well for me in my cruising experiences, but there are a lot of variables to consider.

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Your cruise fare always includes food for breakfast, lunch and dinner on a cruise ship. However, not all venues that offer food will be free. The main dining room and cruise ship buffet will always be included in your cruise fare, though a few specialty items might cost extra.

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Onboard currency depends on the cruise line with which you're sailing. If it's an American cruise line, the onboard currency will be the dollar; if you're sailing a European line, expect the onboard currency to be the euro. It's always best to check with your line before boarding.

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There are fees for accessing some areas of the ship, including limited-access sundecks and some spa pools. Services like laundry and dry cleaning, baby-sitting, baby care items ordered in advance, and some fitness classes may also show up on your bill as extras.

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Technically, on the all-inclusive lines, you could go the entire trip without opening your wallet at all! Spending anything after embarkation is up to you, as the only things not included on any cruise line would be shopping, souvenirs, spa treatments and casino gambling.

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In most cases, you can simply explain that you do not have a credit card and they'll come back to you with a Plan B (they want your money so there will definitely be a Plan B). Never use a debit card on a cruise.

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Most slot machines will just take your cruise card, but some will also take cash. Very few cruise ship casinos are cash-only but a few do exist. (Windstar and Silversea are examples.)

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Most of the newer ships average around 1050 feet which equals . 2 miles if you were to walk from end-to-end of the ship. Depending on where your cabin is or what locations on the ship you like, that mileage could add up.

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In general, plan on giving $16–$23 in gratuities per day for each passenger. Note that the amount should be tabulated for each individual in your party—don't try to tip once per couple or group. So if you're planning to go on a 7-day cruise, expect to give a total of between $112 and $161 per person in gratuities.

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U.S. citizens on closed-loop cruises will be able to enter or depart the country with proof of citizenship, such as an Enhanced Driver's License (EDL), a government-issued birth certificate (issued by the Vital Records Department in the state where he or she was born) or passport, and if 16 or older, a government ...

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You can eat somewhere on a cruise ship 24 hours a day for free if you wish. The buffet and main dining room will serve, breakfast, lunch and dinner. In addition there is usually afternoon tea and at least one cafe area that serves drinks and snacks all the time.

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After breakfast service ends in the late morning, all major cruise lines offer an all-day room service menu of salads, sandwiches, snacks and desserts. Most cruise lines have special in-room dining menus, separate from what you'd find that day on the buffet or in the main dining room.

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No cruise line charges for pizza at this time, though some cruise lines do have fees for pizza that may be ordered through room service or otherwise delivered to guests. When picked up at casual dining venues, pizza is always free.

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Historically, drinks have not been free to cruise ship casino gamblers the way they usually are in land-based casinos. There are exceptions, however. Free drinks in the casino are a perk of casino loyalty on Royal Caribbean, Carnival, Princess, Holland America and Norwegian Cruise Line.

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