How does Airbnb payment work for guests?

Your payment method will be charged as soon as your reservation is confirmed (excluding security deposits). This applies for Instant Book, too. No matter how far in advance you book, the Host doesn't receive payment until 24 hours after your scheduled check-in.



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Guests need to pay with a credit card, debit card, PayPal, Apple Pay, Google Pay, or Airbnb credit.

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When Do Guests Pay On Airbnb? For short-term stays (27 days or fewer), guests pay the full booking total when making their reservation. For long-term stays (28 days or longer), guests pay a significant portion of their booking total up-front (when reserving), with the remainder charged a few weeks into their stay.

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Hey BP! So we've heard it said depending on location and a few other variables that the typical rule of thumb for our cash on cash ROI on a rental property we should try to shoot for is anywhere from 8%-12%.

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Accepted Airbnb Payment Methods
  • Credit cards including Visa, MasterCard, Amex, JCB.
  • Debit cards that can be processed as credit cards.
  • Google Pay.
  • Apple Pay.
  • PayPal.
  • Airbnb gift cards.


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The payout methods (where available) and typical delivery times are:
  1. Fast Pay: 30 minutes or less.
  2. Payoneer: 24 hours or less.
  3. PayPal: 1 business day.
  4. Western Union: 1 business day (can vary by country/region)
  5. Bank transfer: 3 to 5 business days.
  6. International wire: 3 to 7 business days.


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Split fees The host pays a flat rate of 3% of the total booking cost and the guest pays a percentage of their reservation fee (this is somewhere between 5-20% depending on the length of stay, the location, and the cost of the reservation to start with).

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When you submit a reservation request, we may place a hold on your payment method, called an authorization, for the full amount of the reservation. If your reservation is accepted, the authorization will turn into a real charge and the amount will be deducted from your payment account.

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Of course, we are just a single data point, but cancellations do occur and when they do, an extra 10% certainly helps with finding a new place closer in to your travel date, when there's less inventory and frequently higher prices. In short, we think it's safer to pay in full upfront.

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Airbnbs are usually cheaper than hotels for longer stays and large groups, but they don't offer the same services. Sally French is a travel rewards expert who joined NerdWallet in 2020. She previously wrote about travel and credit cards for The New York Times and its sibling site, Wirecutter.

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Once the guests have checked in, hosts typically get paid 1-2 days after their arrival. If guests are staying in the rental for more than 28 nights, the hosts get paid monthly. If a host is new to Airbnb and receives their first reservation, Airbnb may take 30 days to pay the host.

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Paying and communicating through Airbnb helps ensure that you're protected under all of our Host and guest safeguards.

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Money can be securely transferred from your bank account to Airbnb using PayPal Instant Transfer. To use PayPal Instant Transfer, you'll need to go to your PayPal account and set it up as follows: Link your bank account as a funding source to your PayPal account. Note that this process can take up to 1-2 days.

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Guest fee. Most guest service fees are under 14.2% of the booking subtotal (nightly rate + cleaning fee + additional guest fee, if applicable—excluding Airbnb fees and taxes).

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Generally, an Airbnb security deposit doesn't exceed 20% of the total cost of the booking. Hosts often set an amount within the range of $100 to $500.

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Hidden travel costs like cleaning fees are commonplace on Airbnb. They are explained as a one-time fee pocketed by the host to cover the cost of cleaning their space. Cleaning fees come on top of the base price and a service fee (which Airbnb pockets).

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Here's how to get reimbursed if damage does happen during a stay: Document the issue by taking photos or videos, getting repair or cleaning estimates, and/or receipt. Within 14 days of the responsible guest's checkout, request reimbursement from them by starting an AirCover for Hosts request in the Resolution Center.

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