How does credit card airport lounge access work?

If you're already at the airport, just walk up to the lounge entrance and ask if you're eligible for entry. If you are, note that you will need to present your access credential (such as the credit card that includes access or your Priority Pass card), your photo ID and your boarding pass.



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There may be membership levels for different travel needs — like unlimited access, a set number of visits and more. Select credit cards, like the Chase Sapphire Reserve®, offer complimentary Priority Pass™ Select Membership lounge access to 1,300+ VIP lounges in over 500 cities worldwide.

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Passengers pay for the entrance or flight tickets can also include lounge service. Certain credit cards or boarding passes also allow you to enter the lounges. In overbooking cases, lounge service is provided to the passengers.

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You'll need to inform the lounge staff that you are a LoungeKey member. A boarding pass and a form of identification are also required. The name on your card, the boarding pass and the ID must match. If the card is active, and free visits are available, you can visit the business lounge without paying a fee ($35).

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How To Get Into an Airport Lounge for Free
  1. Credit Cards. The easiest way to get into an airline lounge for free is by signing up for a credit card. ...
  2. Redeem Miles. Some airlines allow you to redeem miles for either day passes or lounge memberships. ...
  3. Access Through Elite Status. ...
  4. Free Access for U.S. Military Members.


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Airport lounges are generally worth the effort to get in, whether as provided by your airline ticket, credit card or elite status. The benefits are truly there, from the basics like Wi-Fi, clean restrooms, beverages and a place to sit, to sit down meals and premium beverages.

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You can save money on food Lounges typically set food up in a way where you can help yourself as needed. They often offer free snacks and other food choices, plus drinks, including alcoholic beverages. These food and drink offerings come at no extra cost to you.

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In this article, we've broken down 8 ways to get access to an airport lounge.
  1. 1) Buy Priority Pass. ...
  2. 3) Purchase an airline-specific loyalty membership. ...
  3. 4) Get a day pass. ...
  4. 6) Be a guest of somebody with lounge access. ...
  5. 7) Access an airport lounge as an active military member.


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Most Mastercard World and World Elite credit cards offer membership to the LoungeKey airport lounges network. After that, you have to pay for each entry, which costs $32 US. Only ONE of these credit cards offers LoungeKey membership AND free visits (passes), and that's the BMO Ascend World Elite Mastercard®*.

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What do lounges offer? Lounges are often filled with complimentary amenities such as premium food and snacks, fully stocked bars, modern shower facilities, fast WiFi, plentiful power outlets and secure business centers.

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You can stay overnight and sleep at 24-hour airport lounges, as long as they don't have any rules on how long you stay. Many airport lounges close at night or limit access to just a few hours before your flight. Go to your airport lounge program's website to review hours and rules at the lounge you want to visit.

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3) Airport lounges generally have complimentary food and drinks. Some of the most popular amenities in any airport lounge are the complimentary self-serve meals, snacks and drinks (usually including alcohol).

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The biggest downside with airport lounges, especially in recent years, is the crowds. Lounges are far from exclusive, since so many credit cards offer access. There are several ways this can dampen the lounge experience: There can be long lines to check in to popular lounges.

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You can stay overnight and sleep at 24-hour airport lounges, as long as they don't have any rules on how long you stay. Many airport lounges close at night or limit access to just a few hours before your flight. Go to your airport lounge program's website to review hours and rules at the lounge you want to visit.

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Tipping is not required in airport lounges At best, tipping is optional in an airport lounge, but it's usually appreciated nonetheless.

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In our airport guides, we include lounges that economy-class travellers can access by paying at the door, purchasing a lounge pass or joining a lounge membership program.

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Without the complimentary benefit, standard Priority Pass membership plans start at $99 per year, plus $35 per visit. The top-tier plan offered by Priority Pass costs $469 per year, with all-inclusive visits and guest passes at $35 each.

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The Chase Sapphire Preferred® Card does not offer airport lounge access. If that benefit is important to you, then you should opt for the Chase Sapphire Reserve®. That card has a higher annual fee of $550, but offers Priority Pass Select membership which is valued at $469 per year.

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No, the primary cardholder can only use the airport credit card. Even the lounge will scrutinise the cardholder's name for ensuring safety and security. However, there are certain credit cards which allow family members to get the privilege of the lounge.

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