How does DoorDash work with car insurance?

DoorDash provides third-party auto liability insurance for Dashers involved in accidents while in the “Delivery Available” or “Delivery Service” Period. Per our Independent Contractor Agreement, Dashers must also maintain primary auto insurance with minimum limits as applicable by local insurance laws.



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DoorDash provides third-party auto liability insurance for Dashers involved in accidents while in the “Delivery Available” or “Delivery Service” Period.

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Although DoorDash offers auto insurance for delivery drivers, the company only offers basic liability insurance. The best auto insurance companies that offer full-coverage policies for DoorDash delivery drivers are Geico, Progressive, and State Farm.

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No, DoorDash does not pay for gas. Dashers are responsible for all of their vehicle and fuel costs because they are independent contractors.

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Yes, you can sue. If you were involved in a DoorDash accident, if you suffer injuries, or if a member of your family dies as a result of an accident, you have the right to file a lawsuit against DoorDash.

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How much does DoorDash charge in fees? Unlike its competitors, DoorDash charges a flat service fee of 15% of your bill. Like Uber Eats and GrubHub, DoorDash also charges a delivery fee set by restaurants and a service fee that goes to the app in addition to the cost of your food.

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