How does the Uber Visa debit card work?

This is a debit card and checking account powered by GoBank. You must open a GoBank checking account to receive the Uber Debit Card. Swipe the card at purchase to earn Cash Back rewards and get discounts at participating merchants. Opt-in is required.



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This is a debit card and checking account powered by GoBank. You must open a GoBank checking account to receive the Uber Debit Card. Swipe the card at purchase to earn Cash Back rewards and get discounts at participating merchants. Opt-in is required.

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To pay by credit/debit card or PayTM: Tap the menu icon and select 'PAYMENT'. Tap the 'ADD PAYMENT' option. Add a payment method by scanning a card, manually entering card info, or adding your payTM wallet.

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The bottom line: This card has been discontinued. It was once a strong pick for Uber devotees, but its limited redemption options made it a poor choice for less frequent Uber customers.

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While some prepaid debit cards are not valid for use on Uber, most debit cards associated with bank accounts, especially those cards bearing a Visa or Mastercard logo, are accepted. If you need to add a debit card to your account, here's how to do so.

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You can pay for rides by cash or card. To pay for rides by card, first add the card in the app. You can add up to 5 cards. Card payments are available for rides in the iOS (version 8.0 or higher) or Android (version 4.0 or higher) app.

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With Uber, data encryption is built directly into the app so it can't be stolen from your account. That means when you enter your credit card information into the app, you're the last person to see it – it can't be stolen even if someone gets into your account.

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Like most debit cards, you can access your cash at in-network ATMs. But this Uber driver-exclusive debit card has additional rewards that can help your business: No monthly fees. You won't have to worry about paying a monthly fee to maintain your account.

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According to Uber, the app is encrypted, so your credit card information cannot be accessed by anyone. In most cases, using a credit card is safer than using a debit card.

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The Uber Card earns:
  • 5% back in Uber Cash on Uber rides, Uber Eats and JUMP.
  • 3% back in Uber Cash on restaurants, bars, hotels, and airfare.
  • 1% back in Uber Cash on all other purchases.


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Use the app or sign in online To add your bank account in the Driver app, go to Payments in the app menu. Alternatively, visit drivers.uber.com, sign in, and go to the Banking tab in your dashboard.

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Inflated fare prices in times of high passenger demand, called SURGE pricing, often cause people to declare that rideshare prices are more expensive than cab fares. However, this isn't necessarily true. Business Insider published a report that found Uber, on average, to be cheaper than taxi cabs across the country.

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Digital payments help ensure the well-being of you and your driver by limiting unnecessary physical contact. Riders can now prepay for their upcoming trips with Uber Cash, creating a stress-free way to travel. Uber Cash is a balance in your Uber app that works similar to airtime for your phone.

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It is a common misconception that you must have a credit card to use Uber. If you have a checking account, you can link it to your PayPal account and use that to pay for your rides (in participating countries). Uber also accepts many various digital wallets, such as Android Pay, Google Pay, and Paytm.

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For some cards that customers use as their payment method on the Uber platform, Uber might charge the upfront price of a trip before a trip is completed. This will help ensure that sufficient funds are present to cover a service from a partner of the app, such as a ride or a merchant delivery.

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Go further, get more, and save with Uber Pass. Do more for less with unlimited savings on rides and orders. Become a member today for just $24.99/month.

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