Your funds should be available in your bank account within minutes when you use Instant Pay, as long as your card is successfully linked. Depending on which bank you use, you may have to allow time for it to process your withdrawal.
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You'll be charged a fee if you choose Instant cash out option. If you select Instant as your option, your funds should arrive in minutes. Otherwise, if you choose Next-day cash out before 3:00 pm local time, Monday-Friday, the funds should arrive within one business day.