When you see a "deposit" or "pending charge" from Lyft, it is usually a temporary authorization hold rather than a final charge. These holds are placed to ensure your payment method has sufficient funds for the estimated ride cost. Once the ride is completed and the final amount is processed, Lyft releases the hold immediately. However, the time it takes for the funds to actually "return" to your available balance or for the "pending" line item to disappear depends entirely on your bank. For most major credit cards and digital banks, the hold typically vanishes within 3 to 5 business days. For some debit cards or smaller credit unions, it can take up to 7 to 10 business days. If you cancel a ride, the hold follows the same release timeline. If the charge remains on your statement as a "settled" transaction after two weeks, you should contact Lyft support, as it may have been an actual charge rather than an authorization hold.