At a water temperature of 32.5 degrees, death may occur in under 15 - 45 minutes. At a water temperature of 32.5 to 40 degrees, death may occur in 30 - 90 minutes. At a water temperature of 40 to 50 degrees, death may occur in 1 - 3 hours. At a water temperature of 50 - 60 degrees, death may occur in 1 - 6 hours.