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How long does it take to get Hilton credit card?

It can take up to 10 business days from the time you are approved to get the Hilton Credit Card. Applications can result in instant decisions, but it sometimes takes up to 14 days to have a decision delivered to you by mail. So from the moment you apply, it could take up to 28 days to get your Hilton Credit Card.



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You'll want good credit -- a FICO® Score of at least 670 -- to have a decent chance at being approved for the Hilton Honors American Express Card. Ideally, your credit score should be above 700 for the best odds.

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If you prefer earning Hilton points for your credit card spending but don't want to pay an annual fee, you could open the Hilton Honors American Express Card. It has no annual fee (see rates and fees) and earns: 7X points at Hilton hotels. 5X points on dining at U.S. restaurants.

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You can expect 150,000 Hilton points to be worth $750 in free night awards, but you will need to compare hotel options to lock in this great rate. There are many ways to earn Hilton points in addition to limited-time credit card bonus offers so you can quickly get the points you need for a free night.

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The Hilton Honors Surpass Card offers complimentary Hilton Gold status. In addition, you can earn 170,000 points for spending $3,000 in the first 6 months. The annual fee is $150. Disclosure: All information about the Hilton Honors American Express Surpass® Card has been collected independently by WalletHub.

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