How many credit cards should you take on vacation?

2 is the magic number You may stick mainly to one card back home, but carrying a spare while you travel can help you out of a bind. Certain vendors may not accept all card networks — Visa and Mastercard are widely accepted around the world, while American Express and Discover are accepted less frequently.



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Carry cash with you, but not too much Carrying a little bit of cash in the local currency is also always a good idea when travelling just in case cards aren't accepted.

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If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

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